🗓️ Last updated: May 2026·Calculation assumptions shown below
Rideshare Calculator

💰 Real Rideshare Earnings Calculator

Uber and Lyft show you gross earnings. This calculator shows what you actually keep — after gas, depreciation, maintenance, insurance, and self-employment taxes.

📊 Your Driving Numbers
🚗 Your Vehicle
💵 Monthly Fixed Costs
Net Hourly Rate
/hr
Weekly Take-Home
/wk

💵 Gross earnings (what Uber/Lyft shows)
⛽ Gas cost
🔧 Maintenance & wear (~$0.03/mi)
📉 Car depreciation (rideshare portion)
🛡️ Insurance (rideshare portion)
🧾 Self-employment tax (15.3%)
🧾 IRS mileage deduction credit
✅ Your weekly take-home
Monthly Take-Home
Annual Take-Home
Effective Tax Rate
Advertisement — 728×90

What Do Rideshare Drivers Actually Earn?

Rideshare platforms advertise $25-35/hour — but those are gross earnings before expenses. After platform fees (25-30%), fuel ($0.12-0.20/mile), vehicle depreciation ($0.08-0.15/mile), and self-employment taxes (15.3% on net profit), most full-time drivers net $10-18/hour in take-home pay.

Market and timing matter enormously. Top earners in San Francisco, New York, and Chicago during peak windows (Friday/Saturday nights, airport surges) report net rates of $20-28/hour. Drivers in smaller markets or working off-peak often net less than minimum wage after expenses.

The 2026 IRS mileage rate of $0.70/mile is the most powerful tax tool available. At 20,000 business miles/year, that's a $14,000 deduction — saving approximately $2,160 in federal taxes at the 22% bracket. See your exact savings with the mileage tax deduction calculator.